You can find full details of the cover available in the policy summary and wording below, but significant benefits of our scheme including inefficacy up to the full PL limit, defective workmanship where there is damage to third party property or injury, damage to that part worked on for alarm, extinguishing or security services (this provides cover for damage to carpets being lifted, for example), financial loss (including products) and temporary removal of customers’ goods.Īlthough our scheme is liabilities led, we can also offer a full package of covers to include Commercial All Risks, Business Interruption, Contract Works, Professional Indemnity, Property Terrorism, Legal Expenses, Directors & Officers Liability and Fidelity Guarantee. If you are unsure whether your client’s risk profile will fit our appetite, give us a call to discuss with one of our underwriters. Our scheme is aimed at companies conducting air-based heating activities and we have a restricted appetite for risks involving water-based heating or plumbing. We also offer bespoke cover for heating, ventilation, air conditioning (HVAC) and refrigeration contractors. Our extensive risk appetite means that we can consider a wide selection of activities conducted by electrical contractors. The services provided by electrical contractors are often varied – whether that’s high voltage works, data cabling or testing and inspection, our scheme has been helping brokers protect their clients for years. We offer scheme-specific cover for electrical contractors and companies who conduct heating, ventilation, air conditioning and refrigeration activities. SSR Combined - Liability schemes underwritten by QBE.
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